Terms of Service

Sestara AI (“Sestara”, “we”, “us”) is operated by JULL LLC and is investment research and educational software. It computes financial figures from public SEC filings and market data, and uses artificial intelligence to interpret those figures — including the “AI investment committee”, Fundamental Scores, fair-value estimates, opportunity rankings, scenarios, and chat.

Sestara is not a registered investment adviser, broker-dealer, or financial planner, and nothing in the product is financial, legal, or tax advice, or a recommendation or solicitation to buy or sell any security. No adviser–client relationship is created by using Sestara. We never execute trades, hold funds, or manage money.

Investing involves substantial risk, including the possible loss of some or all of the money you invest. Verdicts, scores, fair values, implied returns, track records, and every other output in Sestara describe the past or a model — they never predict or guarantee future results. AI-generated analysis can be incomplete, outdated, or wrong. You are solely responsible for your investment decisions and their outcomes. Consider consulting a licensed financial adviser before acting on anything you read in Sestara.

You must be at least 18 years old to use Sestara. When you create an account you confirm your age, that the information you provide is accurate, and that you accept these Terms and our Privacy Policy. Keep your credentials secure — activity under your account is your responsibility. One account per person.

Some features (such as committee runs, scenarios, and chat) consume credits. New accounts may receive trial credits for a limited period; accounts may require approval before paid features unlock. Additional credits are purchased through the App Store on iPhone (Apple bills you) or through our payment processor, Stripe, on the web — in both cases we never see or store your card details. Credits have no cash value, are not transferable, and are consumed when a feature runs successfully (a run that fails entirely is not charged). Purchases made through the App Store are billed and refunded by Apple under Apple's policies. For web purchases, credits you have not used are refundable on request within 14 days of purchase; credits already consumed by a run are not. Email support@sestara.net with the purchase date, and we will refund the unused portion to the original payment method. Nothing here limits rights you have under applicable consumer law.

Figures are computed from SEC EDGAR filings and licensed market-data providers. Filings can be restated, quotes can be delayed or cached (we say so in the app), and provider-sourced estimates are labeled. We work hard to be accurate and to label the provenance of every number, but we do not warrant that any data is complete, current, or error-free.

You agree not to:

• use Sestara for any unlawful purpose, including market manipulation;
• scrape, bulk-export, resell, or redistribute Sestara’s data or outputs;
• reverse-engineer, probe, or disrupt the service or its security;
• share, resell, or automate access to your account;
• represent Sestara’s outputs as professional financial advice to others.

We may suspend or terminate accounts that violate these rules.

Sestara — its software, design, models, scores, text, and branding — is our property or licensed to us. Your subscription grants a personal, non-exclusive, non-transferable right to use the product. Content you enter (portfolio holdings, journal notes, feedback) remains yours; you grant us the limited license needed to operate the service for you.

You can permanently delete your account at any time from the Account screen in the app or on the web. Deletion erases your portfolio, watchlist, verdict history, journal, alerts, purchase records, remaining credits, and your login itself. It is immediate and irreversible — we keep no recoverable archive.

Sestara is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, capital, or data, arising from your use of — or inability to use — Sestara, including decisions made in reliance on its outputs. Where liability cannot be excluded, our total liability is limited to the amount you paid us in the twelve months before the claim.

We may update the product and these Terms as Sestara evolves. For material changes we will give notice in the app or by email; continuing to use Sestara after a change takes effect means you accept it. You may stop using Sestara at any time; we may suspend or end the service for violation of these Terms or where required by law.

These Terms are governed by the laws of the State of Connecticut, United States, without regard to its conflict-of-law rules. Any dispute arising from these Terms or from your use of Sestara will be brought exclusively in the state or federal courts located in Connecticut, and you consent to their jurisdiction, except where applicable consumer-protection law grants you the right to bring a claim in your own jurisdiction. Questions about these Terms? Email support@sestara.net or use the feedback form in the app. Sestara is operated by JULL LLC, Southington, Connecticut.